NJSave

Your One-Stop Application for Benefits and Savings in New Jersey!

NJSave is an online application to help low-income older adults and individuals with disabilities save money on Medicare premiums, prescription costs, and other living expenses.


You May Qualify for Programs If

  • You are a resident of the State of New Jersey

  • You are age 65 or older

  • You are between the ages of 18 and 64 and receiving Social Security Disability benefits

  • You meet certain income requirements

Benefits and Programs

  • Pharmaceutical Assistance to the Aged and Disabled (PAAD)

  • Hearing Aid Assistance to the Aged and Disabled (HAAAD)

  • Lifeline Utility Assistance

  • Medicare Savings Programs

  • Senior Gold Prescription Discount Program

Additional Savings Programs

  • Universal Service Fund (USF)

  • Low-Income Heating and Energy Assistance Program (LIHEAP)

  • Supplemental Nutrition Assistance Program (SNAP)

  • Property Tax Freeze

  • Reduced Motor Vehicle Fees

  • Low-Cost Spaying/Neutering


Save Money On Prescriptions!

 

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

The PAAD program reduces co-pays for covered prescriptions to $5 for generic drugs and $7 for brand name drugs, and pays Part D premiums for select plans and some late enrollment penalties.

PAAD also lowers costs during the Part D deductible, coinsurance, and donut-hole phases.

 

The Senior Gold Prescription Discount Program

Senior Gold is a state-funded prescription discount program to make Medicare prescription drug coverage more affordable.

Senior Gold is for those with incomes $10,000 higher than for PAAD. Out-of-pocket costs are reduced to a $15 copay plus half of the remaining cost of prescription, or capped at $15 in the Senior Gold catastrophic phase.


Find out if you qualify!

Fill out the form at the link below and if you qualify, someone from the ACI staff will get in contact with you.


Contact Info

Not sure if you qualify? Have questions? Need help filling out an application? Then please contact us by emailing NJSave@adacil.org or speak with our Information & Referral department at 732-738-4388.


This project was supported, in part, by grant numbers 1801NJMIAA, 1801NJMIDR and 1801NJMISH, from the U.S. Administration for Community Living, Department of Health and Human Services, Washington, D.C. 20201.